Full-time employees may benefit from this convenient way to buy health and dental coverage on a pre-tax basis.

Your monthly payments for health and dental insurance may be made through payroll deduction before federal, state and social security taxes are withheld.

In addition, Flexible Spending Accounts are available that allow full-time employees to contribute pre-tax dollars to save even more on your taxes with an Unreimbursed Medical Expense Account or a Dependent Care Expense Account.

Your contributions to either account are made before federal, state and social security taxes are withheld.